Securing a loan with a low credit score can be difficult. Ironically, getting a loan is often the only way to improve your credit. So where can someone with bad or no credit begin? We have the solution.
Minute Loan Center offers the best credit builder loans for people in Delaware, Alabama, Mississippi, Nevada, South Carolina, Wisconsin, Louisiana, Kansas, Missouri, and Utah. We’re currently working to get into other states.
With our personal loans, you get the chance to build good credit. Unlike regular credit builder loans, we do not hold your money in a savings account. Instead, after ensuring you can repay the loan, we offer favorable lending terms that help you manage debt easily without stifling your finances.
Are Personal Loans Good for Building Credit?
Here’s why personal loans from Minute Loan Center are regarded as the best credit builder loans:
1. Your repayment history appears on your credit report.
We have worked out our lending terms to ensure that our loans are easy to pay, even for people with bad credit. Simply put, if you make regular, on-time payments on a loan over time, you’ll be building your credit and a lending relationship with us.
2. We have loans for every need
The Minute Loan Center has loans customized to every need, which means the lending terms will be tailored to your ability to pay. For example, if you have low or no credit, we understand that it can be challenging even to get the opportunity to improve your score, and you should be able to get a loan when you need one. Therefore, we have the best credit builder loans, ideal for people who traditional lenders would turn down. Also, if you need a quick $100 for an emergency, the lending terms differ from those of an installment loan.
3. You avoid overdrawn bank accounts
In an emergency, people often overdraw their checking or savings accounts to cover their expenses. This not only incurs fees but also hurts your credit score. Avoid lowering your credit score by getting a loan from us. Ours are personal loans that are good for building credit.
How To Apply for a Minute Loan Center Credit Builder Loan
We pride ourselves in offering the best credit builder loans. It’s easy to apply. Create your lending account here, and a customer representative will contact you promptly. Rest as you await our lending decision, and you should receive your money deposit immediately after the loan is approved. Our team of in-house creditors works hard to say ‘YES” to your applications regardless of the credit score. For more information, contact us here or call (800) 960-FAST to speak to an associate. You could also stop by one of our convenient locations and apply for a loan!

Kevin brings over 15 years of experience in marketing, with a specialized expertise in growing online businesses. As the Director of Marketing at a leading FINtech company, he employs innovative strategies to enhance brand visibility and customer engagement. Kevin’s passion lies at the intersection of technology and finance, where he pioneers solutions that not only meet but exceed consumer expectations. His commitment to leveraging his expertise ensures impactful results and the building of lasting relationships in the digital landscape.